PayPal Payments Pro

PayPal Payments Pro brings you all the benefits of a merchant account and payment gateway in one, plus the ability to create your own, fully customized checkout experience. PayPal Express Checkout is automatically enabled with PayPal Payments Pro, so you can tap into more than 110 million active PayPal users.

PayPal Payments Pro on storefront

Payment Services Directive Requirements:
As of September 14, 2019, European banks might decline payments that do not meet PSD2 requirements. To comply with PSD2, PayPal Payments Pro must be integrated with Cardinal Commerce. To learn more, see 3-D Secure for Payflow.

Currently, PayPal Payments Pro is available in the US, UK, and Canada.

Requirements

• PayPal Merchant Account (with Direct Payments activated)

Checkout workflow

At the customer’s request, the store administrator can also create an order from the Admin and process the transaction with PayPal Payments Pro.

Order processing workflow

Configure your PayPal Account

Before you set up PayPal Payments Pro in Magento, you must configure your merchant account on the PayPal website.

1. Log in to your PayPal business account.

2. In the PayPal Manager menu, choose Service Settings.

3. Under Hosted Checkout Pages, click Set Up.

4. Under Choose your settings, set Transaction Process Mode to Live.

5. Under Display options on payment page, set Cancel URL Method to POST.

6. Under Billing Information, select the card security code CSC checkboxes for both required and editable fields.

7. Under Payment Confirmation, set Return URL Method to POST.

8. Under Security Options, make the following settings:

   AVS	No
   CSC	No
   Enable Secure Token	Yes

9. Click Save Changes.

10. In the PayPal Manager menu, choose Service Settings and under Hosted Checkout Pages, choose Customize.

11. Choose Layout C.

    Layout C shows only credit and debit card fields, and can either be framed on your site or used as a stand-alone popup. The size is fixed at 490 x 565 pixels, with extra space for error messages. On some systems, this setting corrects an issue with transparent redirect.

12. Click Save and Publish.

13. In the PayPal Manager menu, choose Account Administration. Under Manage Security, click Transaction Settings.

14. Set Allow reference transactions to Yes.

15. Click Confirm.

    If you have multiple Magento websites, you must create a separate PayPal Payments Pro account for each.

16. Set up an additional user (recommended by PayPal):

    • In the second row of the main menu, click Manage Users.

    • To add another user to the account, click Add User. The link is located just above the Manage Users title.

    • Complete the required fields in the following sections of the Add User form:

      • Admin Confirmation
      • User Information
      • User Login Information
      • Assign Privilege to User

    • Click Update.

17. Make sure to log out of your PayPal account.

Set up PayPal Payments Pro in Magento

You can have two PayPal solutions active at the same time: [PayPal Express Checkout], plus any one of the [all-in-one solutions]. If you change payment solutions, the one used previously is automatically disabled.

Click Save Config at any time to save your progress.

Step 1: Begin the Magento configuration

1. On the Admin sidebar, go to Stores > Settings > Configuration.

2. In the left panel, expand Sales and choose Payment Methods.

3. If your Magento installation has multiple websites, stores, or views, set Store View to the store view where you want to apply this configuration.

4. In the Merchant Location section, select the Merchant Country where your business is located.

   This setting determines the selection of PayPal Solutions that appear in the configuration.

   Merchant Country

5. Expand PayPal All-in-One Payment Solution and click Configure for Payments Pro.

   Payments Pro - Configure

Step 2: Complete the required PayPal settings

1. Expand the Payments Pro and Express Checkout section.

   Required PayPal Settings - PayPal Payments Pro

2. (Optional) Enter the Email Associated with your PayPal Merchant Account.

   Email addresses are case sensitive. To receive payment, the email address must match the email address specified in your PayPal merchant account.

   If you do not have a PayPal account, click Start accepting payments via PayPal.

3. Enter one of the following credentials that you use to log in to your PayPal merchant account:

   Partner	Your PayPal Partner ID.
   Vendor	Your PayPal user login name.
   User	The ID of an additional user who is set up on your PayPal account.

4. Enter the Password that is associated with your PayPal account.

5. If you want to run test transactions, set Test Mode to Yes.

   When testing the configuration in a sandbox, use only credit card numbers that are recommended by PayPal. When you are ready to go live, return to the configuration and set Test Mode to No.

6. If your system uses a proxy server to establish the connection to the PayPal system, set Use Proxy to Yes and do the following:

   • Enter the IP address of the Proxy Host.

   • Enter the port number of the Proxy Port.

   A proxy is used when the server firewall prevents direct access to the PayPal server. In such a case, a third-party server is used to relay traffic.

7. Set Enable This Solution to Yes.

8. If you want to offer PayPal Credit to your customers, set Enable PayPal Credit to Yes.

9. If you want to securely store customer payment/credit card details, so customers do not have to reenter payment information each time, set Vault Enabled to Yes.

Step 3: Set up Advertise PayPal Credit (optional)

1. Expand the Advertise PayPal Credit section.

   Advertise PayPal Credit

2. Click Get Publisher ID from PayPal and follow the instructions to get your account information.

3. Enter your Publisher ID.

4. Expand the Home Page section.

   Advertise PayPal Credit - Home Page

5. To place a banner on the page, set Display to Yes.

6. Set Position to one of the following:

   • Header (center)
   • Sidebar (right)

7. Set Size to one of the following:

   • 190 x 100
   • 234 x 60
   • 300 x 50
   • 468 x 60
   • 728 x 90
   • 800 x 66

8. Expand the remaining sections and repeat the previous steps:

   • Catalog Category Page
   • Catalog Product Page
   • Checkout Cart Page

Step 4: Complete the basic settings

1. Expand the Basic Settings - PayPal Payments Pro section.

   Basic Settings - PayPal Payments Pro

2. Enter a Title to identify PayPal Payments Pro during checkout.

   It is recommended that you use the title Debit or Credit Card.

3. If you offer multiple payment methods, enter a number for Sort Order to determine the sequence in which PayPal Payments Pro appears when listed with other payment methods during checkout.

   This is relative to the other payment methods. (0 = first, 1 = second, 2 = third, and so on.)

4. Set Payment Action to one of the following:

   Authorization	Approves the purchase, but puts a hold on the funds. The amount is not withdrawn until it is captured by the merchant.
   Sale	The amount of the purchase is authorized and immediately withdrawn from the customer account.

5. For Credit Card Settings, select the credit cards that you accept for payment in your store.

   To select multiple cards, hold down the Ctrl key (PC) or the Command key (Mac) and click each one.

   American Express requires an additional agreement.

Step 5: Complete the advanced settings

1. Expand the Advanced Settings section.

   Advanced Settings - PayPal Payments Pro

2. Set Payment Applicable From to one of the following:

   All Allowed Countries	Customers from all countries specified in your store configuration can use this payment method.
   Specific Countries	After choosing this option, the Payment from Specific Countries list appears. Hold down the Ctrl key and select each country in the list where customers can make purchases from your store.

3. To write communications with the payment system into the log file, set Debug Mode to Yes.

   In accordance with PCI Data Security Standards, credit card information is not recorded in the log file.

4. To enable host authenticity verification, set Enable SSL Verification to Yes.

5. To require that customers enter a CVV code, set Require CVV Entry to Yes.

6. Expand the CVV and AVS Settings section.

7. To determine when a transaction should be rejected when the Address Verification System identifies a mismatch, specify how to handle each of the following scenarios:

   • To reject a transaction based on a mismatched street mismatch, set AVS Street Does Not Match to Yes.

   • To reject a transaction based on a mismatched ZIP code, set AVS Zip Does Not Match to Yes.

   • To reject a transaction based on a mismatched country identifier, set International AVS Indicator Does Not Match to Yes.

   • To reject a transaction based on a mismatched CVV code, set Card Security Code Does Not Match to Yes.

   CVV and AVS Settings - PayPal Payments Pro

8. Complete the following sections, as needed for your store:

   • Settlement Report Settings
   • Frontend Experience Settings

Settlement Report Settings

1. Expand the Settlement Report Settings section.

   Settlement Report Settings - PayPal Payments Pro

2. For SFTP Credentials, do the following:

   • If you have signed up for PayPal’s Secure FTP Server, enter the following SFTP login credentials:

     • Login
     • Password

   • To run test reports before going live with Payments Pro on your site, set Sandbox Mode to Yes.

   • Enter the Custom Endpoint Hostname or IP Address.

     By default, the value is: reports.paypal.com

   • Enter the Custom Path where reports are saved.

     By default, the value is: /ppreports/outgoing

3. To generate reports according to a schedule, complete the Scheduled Fetching settings:

   • Set Enable Automatic Fetching to Yes.

   • Set Schedule to one of the following:

     • Daily
     • Every 3 Days
     • Every 7 Days
     • Every 10 Days
     • Every 14 Days
     • Every 30 Days
     • Every 40 Days

     PayPal retains each report for 45 days.

   • Set Time of Day to the hour, minute, and second when you want the reports to be generated.

Frontend Experience Settings

The Frontend Experience Settings give you the opportunity to choose which PayPal logos appear on your site, and to customize the appearance of your PayPal merchant pages.

1. Expand the Frontend Experience Settings section.

   Frontend Experience Settings - PayPal Payments Pro

2. Select the PayPal Product Logo that you want to appear in the PayPal block in your store.

   The PayPal logos are available in four styles and two sizes:

   • No Logo
   • We Prefer PayPal (150 x 60 or 150 x 40)
   • Now Accepting PayPal (150 x 60 or 150 x 40)
   • Payments by PayPal (150 x 60 or 150 x 40)
   • Shop Now Using PayPal (150 x 60 or 150 x 40)

3. To customize the appearance of your PayPal merchant pages, do the following:

   • Enter the name of the Page Style that you want to apply to your PayPal merchant pages:

     paypal	Uses the PayPal page style.
     primary	Uses the page style that you identified as the primary style in your account profile.
     your_custom_value	Uses a custom payment page style, which is specified in your account profile.

   • For Header Image URL, enter the URL of the image that you want to appear in the upper-left corner of the payment page. The maximum file size is 750 pixels wide by 90 pixels high.

     PayPal recommends that the image be located on a secure (https) server. Otherwise, a browser may warn that the page contains both secure and nonsecure items.

   • To set the color for your pages, enter the six-character hexadecimal code, without the # symbol, for each of the following:

     Header Background Color	Background color for the checkout page header.
     Header Border Color	Color for two-pixel border around the header.
     Page Background Color	Background color for the checkout page and around the header and payment form.

Step 6: Complete the basic settings for PayPal Express Checkout

1. Expand the Basic Settings - PayPal Express Checkout section.

   Basic Settings - PayPal Express Checkout

2. Enter a Title to identify this payment method during checkout.

   It is recommended to set the title to PayPal for each store view.

3. If you offer multiple payment methods, enter a number for Sort Order to determine the sequence in which PayPal Express Checkout appears when listed with the other payment methods.

   This is relative to the other payment methods. (0 = first, 1 = second, 2 = third, and so on.)

4. Set Payment Action to one of the following:

   Authorization	Approves the purchase and puts a hold on the funds. The amount is not withdrawn until it is captured by the merchant.
   Sale	The amount of the purchase is authorized and immediately withdrawn from the customer’s account.

5. To display the Check out with PayPal button on the product page, set Display on Product Details Page to Yes.

Step 7: Complete the advanced settings for PayPal Express Checkout

1. Expand the Advanced Settings section.

   Advanced Settings - PayPal Express Checkout

2. Set Display on Shopping Cart to Yes.

3. Set Payment Applicable From to one of the following:

   All Allowed Countries	Customers from all countries specified in your store configuration can use this payment method.
   Specific Countries	After choosing this option, the Payment from Specific Countries list appears. To select multiple countries, hold down the Ctrl key (PC) or the Command key (Mac) and click each item.

4. To write communications with the payment system into the log file, set Debug Mode to Yes.

   In accordance with PCI Data Security Standards, credit card information is not recorded in the log file.

5. To enable host authenticity verification, set Enable SSL Verification to Yes.

6. To display a full summary of the customer order by line item from the PayPal site, set Transfer Cart Line Items to Yes.

7. To allow the customer to complete the transaction from the PayPal site without returning to your Magento store for Order Review, set Skip Order Review Step to Yes.

8. When complete, click Save Config.