Payment Methods | Adobe Commerce 2.3 User Guide (Archived)

Stores > Settings > Configuration > Sales > Payment Methods

Country

Merchant Location

Field	Scope	Description
Merchant Country	Website	Identifies the country where the merchant is registered to conduct business.

Basic Payment Methods

The following payment methods are built into Magento and do not use a third-party payment provider to process the transaction. Many of the basic payment methods managed offline, rather than online.

Check / Money Order

Check / Money Order

Field	Scope	Description
Enabled	Website	Determines if customers can pay by check or money order. Options: Yes / No
Title	Store View	The name for this payment method that appears to customers during checkout.
New Order Status	Website	Determines the initial order status assigned to orders paid by a check or money order. Default value: Pending
Payment from Applicable Countries	Website	Determines the countries from which you accept payment by check or money order. Options: All Allowed Countries / Specific Countries
Payment from Specific Countries	Website	Identifies the specific countries from which you accept payment by check or money order.
Make Check Payable to	Store View	The name of the entity to whom checks and money orders should be made payable.
Send Check to	Store View	The street address or PO Box where checks and money orders should be sent.
Minimum Order Total	Website	The smallest order amount that can be paid by check or money order.
Maximum Order Total	Website	The largest order amount that can be paid by check or money order. *Note:* An order qualifies if the total is between, or matches, the minimum or maximum order total.
Sort Order	Website	A number that determines the order that payment by check or money order appears when listed with other payment methods during checkout. Enter `0` to place it at the top of the list.

Bank Transfer Payment

Bank Transfer Payment

Field	Scope	Description
Enabled	Website	Determines if customers can pay by transferring payment directly from their bank to your merchant account. Options: Yes / No
Title	Store View	The name for this payment method that appears to customers during checkout.
New Order Status	Website	Determines the initial order status assigned to orders paid by bank transfer. Default value: Pending
Payment from Applicable Countries	Website	Determines the countries from which you accept payment by bank transfer. Options: All Allowed Countries / Specific Countries
Payment from Specific Countries	Website	Identifies the specific countries from which you accept payment by bank transfer.
Minimum Order Total	Website	The smallest order amount that can be paid by bank transfer.
Maximum Order Total	Website	The largest order amount that can be paid by bank transfer. *Note:* An order qualifies if the total is between, or matches, the minimum or maximum order total.
Sort Order	Website	A number that determines the order that payment by bank transfer appears when listed with other payment methods during checkout. Enter `0` to place it at the top of the list.

Payment on Account

Payment on Account

Field	Scope	Description
Enabled	Website	Determines if companies can make purchases based on company credit. Options: Yes / No
Title	Store View	The name for this payment method that appears to customers during checkout.
New Order Status	Website	Determines the status of new orders charged to a company account. Options: Pending (default) / Processing / Suspected Fraud
Payment from Applicable Countries	Website	Determines the countries where you allow companies to charge purchases to their accounts. Options: All Allowed Countries / Specific Countries.
Payment from Specific Countries	Website	Identifies the specific countries where companies can charge purchases to their accounts.
Minimum Order Total	Website	Specifies the smallest order amount that can be charged to a company account.
Maximum Order Total	Website	The largest order amount that can be charged to a company account. *Note:* An order qualifies if the total is between, or matches, the minimum or maximum order total.
Sort Order	Website	A number that determines the order that Payment on Account appears when listed with other payment methods during checkout. Enter `0` to place it at the top of the list.

Cash On Delivery Payment

Cash On Delivery Payment

Field	Scope	Description
Enabled	Website	Determines if customers can pay by transferring payment directly from their bank to your merchant account. Options: Yes / No
Title	Store View	The name for this payment method that appears to customers during checkout.
New Order Status	Website	Determines the initial order status assigned to orders paid by bank transfer. Default value: Pending
Payment from Applicable Countries	Website	Determines the countries from which you accept payment by bank transfer. Options: All Allowed Countries / Specific Countries
Payment from Specific Countries	Website	Identifies the specific countries from which you accept payment by bank transfer.
Minimum Order Total	Website	Specifies the smallest order amount that can be paid by bank transfer.
Maximum Order Total	Website	The largest order amount that can be paid by bank transfer. *Note:* An order qualifies if the total is between, or matches, the minimum or maximum order total.
Sort Order	Website	A number that determines the order that payment by bank transfer appears when listed with other payment methods during checkout. Enter `0` to place it at the top of the list.

Zero Subtotal Checkout

Zero Subtotal Checkout

Field	Scope	Description
Title	Store View	The name that is used for this payment method during checkout. Default value: No Payment Information Required
Enabled	Website	Determines if Zero Subtotal Checkout is available for the store administrator to manage orders that have a subtotal of zero, such as one that has been taxed, but a discount has reduced the amount to zero. Options: Yes / No
New Order Status	Website	Determines the initial order status assigned to orders processed as Zero Subtotal Checkout. Default value: Pending
Payment from Applicable Countries	Website	Determines the countries from which Zero Subtotal Checkout can be applied. Options: All Allowed Countries / Specific Countries
Payment from Specific Countries	Website	Identifies the specific countries for which Zero Subtotal Checkout can be applied.
Sort Order	Website	A number that determines the order that the title, such as “No Payment Information is Required”, appears when listed with other payment methods during checkout. Enter `0` to place it at the top of the list.

Purchase Order

Purchase Order

Field	Scope	Description
Enabled	Website	Determines if customers can pay by purchase order (PO). Options: Yes / No
Title	Store View	The name of this payment method that appears to customers during checkout.
New Order Status	Website	Determines the initial order status assigned to orders paid by PO. Default value: Pending
Payment from Applicable Countries	Website	Determines the countries from which you accept payment by PO. Options: All Allowed Countries / Specific Countries
Payment from Specific Countries	Website	Identifies the specific countries from which you accept payment by PO.
Minimum Order Total	Website	The smallest order amount that can be paid by PO.
Maximum Order Total	Website	The largest order amount that can be paid by PO. *Note:* An order qualifies if the total is between, or matches, the minimum or maximum order total.
Sort Order	Website	A number that determines the order that payment by PO appears when listed with other payment methods during checkout. Enter `0` to place it at the top of the list.