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3D Secure

This site contains archived merchant documentation for a version of Adobe Commerce and Magento Open Source that has reached end-of-support. The documentation available here is intended for historical reference only and is not maintained. The Adobe Commerce Merchant Documentation for current releases is published on the Adobe Experience League.

Stores > Settings > ConfigurationSales > 3D Secure

3-D Secure was developed by Visa in the early 2000s to promote secure online transactions. Examples of 3-D Secure solutions created by card networks are Verified by Visa, Mastercard SecureCode, American Express SafeKey, and CardinalCommerce Consumer Authentication. CardinalCommerce is a global leader in digital transaction authentication, and a wholly-owned subsidiary of Visa.

3-D Secure version 2.0 supports numerous enhancements, including advanced authentication methods and authentication flow, and improved data sharing between merchant and issuer. The 3D Secure section of the Magento configuration includes the CardinalCommerce Consumer Authentication settings for Authorize.Net.

The following Magento payment methods support various implementations of 3-D Secure verification: